Adulting

Growing up I was never really taught the value in saving money for the future. I mean I knew it was a good idea to save for the future, I just never really was taught the particulars. I'm 36 years old and while I do have a Life Insurance Policy, I don't really have a plan for emergencies, retiring, weddings, colleges, etc. The Life Insurance I do have, I got out of panic after my first husband passed away. I did NOT want to leave my family high and dry if something happened to me. I wanted to make sure that my girls could have everything they needed if by chance something happened to me too. My first husband did NOT prepare very well for his death, he always made it seem like he did but he absolutely left us gasping for air. I made a vow to myself and for my girls that I would NOT do the same to them.

Wednesday I met with a Financial Advisor to start planning for Emergencies and Retirement. BIG TIME Adulting right there! I wish I had started this when I was younger, when I could make the MOST money and SAVE the most money, before I had dependents, a spouse, and a mortgage. I wish I had known how to make my money WORK for me so that I didn't have to work my life away. You know the phrase "Ignorance is Bliss"? Well, when it comes to your future and financial planning, Ignorance IS NOT Bliss. Thankfully, my Financial Advisor is a gem and believes that we can still make my dreams come true and thankfully I am starting now and not in my 50s. Better late then never I guess!

So, I guess the moral of the story and well the point of this random ranting is to get a financial advisor as soon as you are making money, and LEARN how to save and to make your money help you live comfortably in the future!

Have a great day dear followers!